Personal and Excess Liability
Sometimes an insurance company will attempt to deny you the defense and indemnification of a claim made against you by someone else. They will take the position that no coverage exists to protect their insured for a variety of reasons, including that the loss was not covered, that there was a material misrepresentation on the application for insurance or there was a lack of cooperation or noncompliance with post lost requirements . Goldberg & Dohan can help, demanding that the insurance company defend you and pay the claim on your behalf.
Umbrella Liability (aka Excess Liability) claims reach the Umbrella limits in only a small percent of liability claims. However, once primary liability limits are exhausted these claims are catastrophic. Problems include claim handling disputes between the primary liability and Commercial Umbrella Liability carriers. Potential litigation issues include follow form requirements, Impaired Aggregates, and non-compliance with contractual insurance requirements. Failure to maintain required underlying liability for General Liability Insurance, Commercial Auto Liability Insurance, and Workers Compensation are also claims Excess Carrier’s make.
We understand policy structure technicalities of Personal and Umbrella Liability Insurance policies. If you, or someone you know are seeking legal advice regarding a claim for personal or excess liability, call our office now at 305-536-3400, toll free at 1-800-270-1710, e-mail us, or complete a free case evaluation for a consultation directly with one of our attorneys.